Head to Head Comparison (2026)
Revolut vs Openbank
Not sure which one to choose? We compare Revolut and Openbank side-by-side: monthly fees, IBAN types, cards, and which one fits your daily needs or travels best.
Revolut
Lituania • IBAN LT
Leading multi-currency account with LT IBAN and top-rated app
Monthly fee:Free (€0) (plan Estándar)
Openbank
Spain • IBAN ES
Digital bank backed by Santander with ES IBAN & zero fees
Monthly fee:Desde Free (€0) (depending on plan)
Feature Comparison
| Feature | Revolut | Openbank |
|---|---|---|
| IBAN Type | LT (Lituania) | ES (Spain) |
| Monthly fee | Free (€0) (plan Estándar) | Desde Free (€0) (depending on plan) |
| Deposit Protection | Protected up to €100,000 (DGS) | Protected up to €100,000 (DGS) |
| Spanish Support |
Revolut: Highlights & Features
Key Advantages:
- Cambio de divisa sin comisiones en días laborables
- Tarjetas virtuales ilimitadas y desechables
- Cuenta multidivisa con +25 monedas
- App completa con analíticas y control de gastos
Openbank: Highlights & Features
Key Advantages:
- IBAN ES
- Enfoque digital
- Operativa desde app/web
Final Verdict: Which one to choose?
If you need a flexible account for international transfers and daily usage, both Revolut and Openbank provide top-tier regulated European banking solutions. Review their specific IBAN origin and fee structure above to select the ideal partner.