Head to Head Comparison (2026)
Revolut vs Wise
Not sure which one to choose? We compare Revolut and Wise side-by-side: monthly fees, IBAN types, cards, and which one fits your daily needs or travels best.
Revolut
Lituania • IBAN LT
Leading multi-currency account with LT IBAN and top-rated app
Monthly fee:Free (€0) (plan Estándar)
Wise
Belgium • IBAN BE
Low-cost international transfer account with mid-market FX rates & BE IBAN
Monthly fee:Free
Feature Comparison
| Feature | Revolut | Wise |
|---|---|---|
| IBAN Type | LT (Lituania) | BE (Belgium) |
| Monthly fee | Free (€0) (plan Estándar) | Free |
| Deposit Protection | Protected up to €100,000 (DGS) | EU Regulated Protection |
| Spanish Support |
Revolut: Highlights & Features
Key Advantages:
- Cambio de divisa sin comisiones en días laborables
- Tarjetas virtuales ilimitadas y desechables
- Cuenta multidivisa con +25 monedas
- App completa con analíticas y control de gastos
Wise: Highlights & Features
Key Advantages:
- Comisiones muy bajas en transferencias
- Tipo de cambio real sin margen oculto
- Datos bancarios locales en 10 países
- Muy útil para cobrar y pagar en varias divisas
Final Verdict: Which one to choose?
If you need a flexible account for international transfers and daily usage, both Revolut and Wise provide top-tier regulated European banking solutions. Review their specific IBAN origin and fee structure above to select the ideal partner.