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Bancos · Europa · IBAN

Tools / Calculator

APR/APY calculator.

Convert nominal rate to effective annual rate and estimate yearly interest (with optional fixed fee).

TAE

APR/APY calculator APR/APY (from nominal rate)

Convert nominal rate to an effective annual rate based on compounding and estimate yearly interest (with an optional fixed fee).

Compounding

TAE

3.56%

With 12 periods/year.

Annual interest (approx.)

€355.67

On €10,000.00.

Net (with fee)

€355.67

Break-even point: €0.00

Note

This calculator simplifies the effective rate calculation (compounding) and an optional fixed fee. Real accounts may include additional conditions (tiers, average balance, limits, taxes).

Important notes

  • Real accounts can include tiers, limits and additional conditions.
  • Use the effective rate as a comparison reference, not a promise.